Best Credit Card Online Casinos in the UK (2024 Review)
Even with the latest restrictions by the UKGC, you can still play online games at the best credit card casinos in the UK. Our casino experts have identified the top legal sites that let you deposit using Visa, Mastercard, and other popular cards. We’ve ranked these platforms according to their features and created comparison tables to help you choose the sites that match your gaming preferences.
What are Credit Card Casinos?
Credit card casinos are gambling platforms that let you play with real money using this particular payment method. In 2021, the UK Gambling Commission (UKGC) banned the acceptance of credit cards by its licensees. This means that no gambling platform licensed by the UKGC can accept credit card deposits or withdrawals.
However, the use of credit cards for gambling in the UK remained popular, so many players turned to offshore sites. The UKGC does not license these platforms, so they are allowed to accept credit card payments and onboard UK players.
Despite not being based or licensed in the UK, the top credit card casinos are safe and reputable. They are licensed by leading supervisory authorities, such as the Curacao eGaming Authority or the Malta Gaming Authority, and only feature games that have been independently tested for fairness. Many of these platforms also fall under the category of non GamStop casinos UK, offering UK players an alternative gambling option without the restrictions of GamStop. Moreover, they have received the approval of their credit card partners, which means that they have enacted all the necessary safety and payment encryption measures.
Our Top 5 Credit Card Casinos Reviewed
To help you find a suitable platform, we’ve reviewed the top online casinos that accept credit cards in the UK.
1. Magic Red Casino
- Payout time: Instant – 6 days.
- Established: 2014
- License: Malta Gaming Authority
Our Verdict 10/10
Prepare to be amazed by this credit card casino: Magic Red is a mesmerising platform that is bursting at the seams with over 1,000 captivating games. Here, you’ll find slots, table games, and an excellent live casino. There is a premium sportsbook, too, with a variety of sports and markets to wager on. Fitting so much onto just one platform is a real magic trick as far as we are concerned.
Newcomers to Magic Red Casino are greeted with a wondrous welcome package – a 100% matched deposit bonus up to £300 and 100 free spins. Those free spins are flexible and can be used on any of the casino’s top 5 most popular slot games. Eligible titles include the spellbinding Starburst slot and the ever-popular Book of Dead slot.
Win or lose, players on Magic Red can be confident that play is fair, as Magic Red casino is thoroughly and regularly audited by iTech Labs. The platform is safe, too, thanks to SSL encryption protecting user’s personal and financial information.
Our one complaint is the customer support could and should be improved with 24/7 availability. That said, given all of its other positive qualities we can look past this gripe and proudly place Magic Hat on our credit card casino top spot.
Features Overview
- Banking Methods: 8/10
- Bonus Offers: 9/10
- User Experience: 10/10
- Game Library: 10/10
- Registration: 10/10
- Customer Support: 8/10
Top Sign-Up Offers
| Offer | Description | Promo code | Wagering Requirement | Minimum deposit |
| Matched Deposit | 100% up to £100 | N/A | 40x | £10 |
Pros
- Huge library of over 1,000 casino games.
- Excellent live casino with professional dealers.
- Proven fair by iTech Labs.
- Secure platform with SSL encryption.
Cons
- Customer support is not available 24/7
2. Duelz Casino
- Payout time: 0 – 5 business days
- Established: 2016
- License: Malta Gaming Authority
Our Verdict 9/10
Its not often we encounter a credit card casino like Duelz. This platform breaks the mould by offering a unique gamified platform. Duelz allows their players to do battle, competing to complete daily missions for casino rewards.
But Duelz Casino is more than an excellent gimmick. It’s a serious credit card casino contender with over 2,000 games provided by industry giants like NetEnt and Evolution Gaming. Among that sea of options, you’ll find slots, live casino games, and Duelz exclusives that you can play nowhere else.
Players new to Duelz casino can expect to receive a generous matched deposit bonus and 100 free spins. As an MGA licensed credit card casino, Duelz prioritises player satisfaction and safety. There are plenty of payment options, including PayPal and Skrill for super fast withdrawals. And with 24/7 live chat customer support, help is always at hand if needed.
Features Overview
- Banking Methods: 8/10
- Bonus Offers: 9/10
- User Experience: 10/10
- Game Library: 10/10
- Registration: 10/10
- Customer Support: 9/10
Top Sign-Up Offers
| Offer | Description | Promo code | Wagering Requirement | Minimum deposit |
| Matched Deposit | 100% up to £100 & 100 free spins | N/A | 30x | £20 |
Pros
- Unique gamified platform for player vs player duelz.
- Massive game library of 2,000+ titles.
- Fast and secure payouts.
- 24/7 customer support.
Cons
- No Sportsbook.
- No dedicated mobile app.
3. CasiGo
- Payout time: Instant – 2 days
- Established: 2024
- License: Malta Gaming Authority
Our Verdict 9/10
CasiGo Casino burst onto the scene in January 2024 and has quickly become a credit card casino hot spot for UK players. With a massive library of over 2,500 games, you’ll find everything from classic slots and megaways to immersive live casino action and poker tables, all powered by top-tier providers like Microgaming, NetEnt, and Play’n GO.
CasiGo keeps things simple and player-friendly. Deposits are a breeze with a wide range of options, including Visa, Mastercard, PayPal. Withdrawals are super fast, usually processed in under 24 hours, although they are limited to fiat currencies.
CasiGo offers a sweet welcome bonus of 165 free spins on the very popular slot title “Book of Dead” Meanwhile, regular punters enjoy exciting daily cashback and a loyalty program that rewards you for playing. While a sportsbook is missing from the lineup, the casino experience is top-notch, making CasiGo a seriously excellent credit card casino for UK players to enjoy.
Features Overview
- Banking Methods: 8/10
- Bonus Offers: 9/10
- User Experience: 10/10
- Game Library: 10/10
- Registration: 9/10
- Customer Support: 9/10
Top Sign-Up Offers
| Offer | Description | Promo code | Wagering Requirement | Minimum deposit |
| Free Spins | 165 free spins on Book of Dead slot | N/A | 35x | £20 |
Pros
- Epic selection of over 2,500 games.
- Free spins welcome bonus for Book of Dead slot.
- Numbers payment options and fast withdrawals.
- Brand new casino with modern features.
Cons
- No sportsbook.
- Withdrawals with fiat currency only.
4. Rizk Casino
- Payout time: Instant – 5 days.
- Established: 2020
- License: Malta Gaming Authority
Our Verdict 9/10
This unique credit card casino is full to bursting with over 2,000 casino games, live dealer tables, and a stocked up sportsbook. There’s something for everyone at Rizk Casino. Slots fans can enjoy evergreen titles like Book of Dead and Starburst or seek out lesser known gems. Live Casino lovers are catered for lavisly with professional dealers hosting all the casino classics. And sports bettors can enjoy competitive odds on hundreds of sports and markets.
But what truly sets Rizk apart is its innovative “Wheel of Rizk.” This unique and generous feature exists in lieu of a traditional welcome bonus, which might not sound great, but hear us out. Each day, returning players get the chance to spin the Wheel of Rizk for a chance to win generous, wagering-requirement-free rewards. That’s right, randomised prizes, every day, with no strings attached. What’s not to love?
While this platform certainly breaks the accepted online casino norm with that crazy bonus scheme, Rizk Casino plays it straight on all practical aspects. Rizk excels at the essentials, it is licensed by the Malta Gaming Authority, guaranteeing a fair and reliable service. Security is high, thanks to SSL encryption. And 24/7 customer support is always on hand when you need it. Most important of all, Rizk pays out fast via several payment methods.
Features Overview
- Banking Methods: 8/10
- Bonus Offers: 10/10
- User Experience: 10/10
- Game Library: 9/10
- Registration: 9/10
- Customer Support: 9/10
Top Sign-Up Offers
| Offer | Description | Promo code | Wagering Requirements | Minimum deposit |
| Wheel of Rizk | Daily randomised prizes for regular punters | N/A | None | £25 |
Pros
- Huge gaming library with 2,000+ slots.
- The “Wheel of Rizk” offers wager-free prizes.
- Fast payouts, particularly via e-wallets.
- 24/7 multilingual customer support.
Cons
- Smaller game selection than some competitors.
- No no-deposit bonus or referral program.
5. 10Bet Casino
- Payout time: Instant – 3 days.
- Established: 2003
- License: Isle of Man Gambling Supervision Commission
Our Verdict 9/10
Here we have a most excellent allrounder. Operating since 2003, 10Bet Casino has earned a stellar reputation over those two successful decades as one of the UK’s most versatile credit card casinos.
For those who enjoy betting on sports, 10Bet boasts a comprehensive sportsbook with competitive odds and diverse betting markets. The casino library houses an impressive 2,000 games, most of which are slots, and all of which come courtesy of excellent providers like NetEnt, PlayTech, and Pragmatic Play. Rounding out the holy trinity of credit card casinos, 10Bet also has an immersive and authentic live casino section where charismatic and professional live dealers host over 40 popular table games.
Convenience is king at 10Bet. First they make it easy to enjoy the casino on the go with a dedicated mobile app. Next, a wide range of accepted payment options, including all popular instant e-wallets, ensure swift and hassle-free transactions. Finally, licensing from the Isle of man Gambling Supervision Commission reassures all players that this is a safe and reliable credit card casino.
Features Overview
- Banking Methods: 8/10
- Bonus Offers: 9/10
- User Experience: 10/10
- Game Library: 9/10
- Registration: 9/10
- Customer Support: 9/10
Top Sign-Up Offers
| Offer | Description | Promo code | Wagering Requirements | Minimum deposit |
| Matched Deposit | 50% up to £250 | N/A | 50x | £20 |
Pros
- 2,000+ casino games and a full sportsbook.
- Generous welcome bonus and ongoing promotions.
- Dedicated mobile app for gaming on the go.
- Fast and secure payment options, including PayPal.
Cons
- 50x wagering requirement on the welcome bonus.
How Credit Card Casinos Compare
The best credit card casinos share many similarities but also differ in certain ways. To help you identify the platforms that best match your expectations, we’ve created the following table that compares key characteristics, including the number of available games and the minimum credit card deposit limits.
| Casino | # of Games | Accepted Credit Cards | Fees | Minimum Deposit | Withdrawal Times |
| Magic Red | 1,000+ | Visa, MasterCard | Free | £10 | Up to 6 working days (via bank transfer) |
| Duelz Casino | 2,000+ | MasterCard, Visa | Free | £20 | Up to 5 working days (via bank transfer) |
| CasiGO | 1,500+ | MasterCard, Visa | Free | £20 | Up to 2 working days (via bank transfer) |
| Rizk Casino | 2,000+ | Visa, MasterCard | Free | £25 | Up to 5 working days (via bank transfer) |
| 10Bet Casino | 2,000+ | Visa, MasterCard | Free | £20 | Up to 5 working days (via bank transfer) |
| LeoVegas | 850+ | Visa, MasterCard | Free | £10 | Up to 3 working days (via bank transfer) |
| Betano | 1,000+ | MasterCard, Visa, | Free | £20 | Up to 5 working days (via bank transfer) |
| SpinYoo | 2,500+ | Visa, MasterCard | £20 | £20 | Up to 5 working days (via bank transfer) |
| Coral Casino | 1,500+ | Visa, MasterCard | Free | £20 | Up to 3 working days (via bank transfer) |
| Ladbrokes | 1,000+ | Visa, MasterCard | Free | £20 | Up to 3 working days (via bank transfer) |
Advantages of Credit Card Casinos in the UK
UK credit card casinos have become increasingly popular in the country and offer a range of benefits. Here are some of the characteristics that make them appealing to players in Great Britain:
✨ Convenience and Ease of Use
This banking method has a straightforward payment process that almost all players are already familiar with. It is widely accepted and many of the best offshore operators are online casinos that accept credit cards. Additionally, players can make instant deposits, allowing them to start gaming without delays. The familiarity of credit card transactions also reduces the learning curve for new players entering the online casino space. This ease of use makes credit card casinos a great starting point for new players who don’t want to mess around setting up an e-wallet or learning a complicated alternative payment system.
✨ Security and Fraud Protection
Credit card transactions are protected by advanced security measures, including encryption and fraud detection systems. Visa, MasterCard, and other leading brands have developed proprietary technologies designed to safeguard user and payment data from unauthorised access. Better still, these security measures are constantly being updated to combat new and emerging threats. This level of security allows UK gamblers to wager confidently using credit card casinos, knowing that fraud is unlikely and that they can be reimbursed by the credit card company, should the worst occur.
✨ Instant Transactions
One of the biggest appeals of placing an online casino credit card deposit is being able to play your favourite games immediately. Instant access to funds is a major advantage compared to slower traditional methods. Bank transfers, for example, can take several days to process. Using the featured casinos that accept credit cards, you can create a new account, place a deposit, and start playing in less than one minute.
✨ Bonuses and Rewards
The top credit card casinos value your decision to join them and reward you with generous welcome and ongoing promotions. These offers include matched bonuses, cashback, reload bonuses, and free spins. Just remember that all promotions, however generous, are subject to terms and conditions. Bonuses and rewards significantly boost your bankroll, extend your playtime, and, ultimately, improve your chances of winning big. Many credit card casinos offer exclusive rewards specifically to credit card users. This makes credit card casinos the best choice of online casino for bonus hunters.
✨ Credit Building Potential
Using a credit card at an online casino can potentially improve your credit score, so long as you are responsible. So long as you consistently repay your credit card balance in full and on time, your credit score will improve. This is a potential long-term benefit, as a good credit score is helpful for securing loans and even a mortgage. However, its important to recognise that you can only build credit if you are responsible with your credit card repayments and, by extension, responsible with your gambling. Never gamble with money you cannot afford to lose. Always make sure you can make your credit card repayments on time.
Credit Card Fees and Limits
While using credit cards at online casinos in the UK has numerous advantages, it’s important to be aware of associated fees and limits. While the best credit card casinos don’t usually charge payment processing fees, other costs may apply.
✳️ Transaction Fees
Casino operators must pay a fee every time that they accept a deposit. So-called interchange fees vary by provider and type of card, and while the featured UK credit card casinos don’t pass on these charges to their players, other sites might.
Several pay-by-credit card casinos don’t accept GBP payments, so you’ll need to pay in EUR instead. Your credit card company might charge a foreign exchange fee equivalent to between 2% and 3% of the payment’s value.
Transaction fees may apply on credit card withdrawals or payouts with an alternative banking option, such as wire transfers. Similarly to deposits, exact fees may vary and while some providers charge a percentage, other payments may be subject to a flat cost.
✳️ Interest Rates
Using a credit card to play at an online casino is often considered a cash advance by bank card providers. Cash advances typically attract higher interest rates compared to regular online purchases, and depending on your contract, interest rates may apply immediately.
If you don’t pay your credit card balance within the stipulated time frame, standard interest will be charged. Since interest rates can be over 20%, it’s important that you pay off your card in full and never deposit more money than you can afford to lose.
Even though credit cards allow you to borrow money conveniently, you should resist the temptation to do so to gamble online. Borrowing money is a potential sign of problem gambling and could lead to serious financial repercussions.
✳️ Payment Limits
Credit card payments are normally subject to daily, weekly, and monthly limits set by casino operators in agreement with Visa and other card brands. These limits are designed to support financial due diligence but can be restrictive for high rollers.
Payment limits apply on both deposits and withdrawals, but they often vary. Credit card deposit limits typically range between £25 and £2,000 while withdrawal limits vary between £100 and £5,000. Limits also differ from one card brand to another, and it’s possible to change limits depending on your historical gambling activity.
✳️ Minimum Balance Requirements
Some credit card casinos impose minimum balance requirements for both deposits and withdrawals. For deposits, players may need to meet a minimum threshold before their transaction is processed, typically around £10 to £20.
Similarly, withdrawals may require a certain amount to be reached before funds can be transferred, with minimum limits often set at £100. These requirements vary from site to site, so it’s essential to check the specific terms of your chosen casino to avoid any disruptions during gameplay or cashouts.
Accepted Credit Card Brands in the UK
There are three leading credit card issuers in the UK, and we’ve outlined their key features below.
- Visa – This is one of the most universally accepted credit cards at online casinos in the UK. All the listed operators have partnered with this provider due to its support for wide payment limits and robust security features, including Visa Secure.
- MasterCard – This is the second-most popular credit card provider in the UK. MasterCard payments feature fraud-protection measures, such as Identity Check, and often return loyalty rewards to cardholders.
- American Express – While not as popular or widely accepted as the previous two brands, AMEX is a provider of choice for high rollers as it offers high maximum payment limits and an advantageous rewards system.
Comparison of the UK’s Leading Credit Card Brands
If you’ve got access to a choice of bank card providers, the following table can help you decide which to use at top credit card casinos.
| Card Brand | Deposit Limits | Fees | Withdrawal Time | Security Features |
| Visa | £25/£5,000 | 0% – 3% | 1 – 3 business days | Visa Secure |
| MasterCard | £25/£5,000 | 0% – 3% | 1 – 5 business days | MasterCard Identity Check |
| American Express | £30/£10,000 | 2% – 4% | 2 – 5 business days | American Express SafeKey |
How to Sign-Up and Deposit with a Credit Card at an Online Casino
The featured casinos that accept credit cards require new players to register an account before placing any deposits. You can complete this process and start playing by following these simple steps. We are using Magic Red Casino in this example, but a similar registration process applies to all recommended platforms.
✅Step 1: Create Your Online Casino Account
Open the Magic Red Casino website and click “Sign up”. Complete the registration form with your personal information and select “Sign Up & Play” to create your user account and login credentials.
✅Step 2: Place Your First Online Casino Credit Card Deposit
Open the “Wallet” and select “Visa/Mastercard” from the drop-down menu. Enter the amount that you wish to deposit along with the 16-digit card number, expiry date, and CVV code.
✅Step 3: Activate Your Welcome Bonus
While Magic Red Casino will automatically apply its welcome bonus to all registered accounts, you may need to enter or choose a welcome bonus on other credit card casinos. This is normally done during your payment or once funds have reached your account.
✅Step 4: Play Online Casino Games
When your Magic Red Casino account is funded, you can play slots, table games, and other available games with real money. The casino will automatically calculate your cashback and will deposit it into your account at the end of each week.
How to Withdraw with a Credit Card at an Online Casino
The featured UK credit card casinos don’t support withdrawals with this banking option. Nevertheless, if you join a site that accepts this payout method, you can submit a request by completing these steps:
- Open the payments or cashier page of your online casino.
- Choose the appropriate credit card brand.
- Enter your payout value and any other payment information.
- Submit your credit card withdrawal request.
Casinos that accept credit cards for payouts must process your request manually and may ask you for further payment information. It normally takes between one and five business days for your payment to be approved and transferred.
Credit Card Casino Bonus Offers and Promotions
Top credit card casinos in the UK are continually competing for new business and to keep existing players coming back. Promotions play a major role in keeping players satisfied and are a great way for you to unlock enticing rewards to play your favourite games risk-free. Here are the most popular types of promotions that you’re likely to come across on these platforms.
✴️ Matched Bonuses
Many credit card casinos in the UK will boost the value of eligible payments with a certain percentage, giving you an enhanced bankroll that you can use on various games. A 200% match bonus on a £100 deposit gives you a starting bankroll worth £300, but it’s important to check the maximum value of any matched bonus to ensure that you don’t over-deposit.
✴️ Free Spins
There are thousands of online slot games in the UK and you can play many of them without risking your money using free spins. These prizes are awarded through several promotions, including welcome offers and loyalty rewards, and are a popular way to play eligible games for real. They are normally subject to short expiration periods, so it’s important to use them quickly.
✴️ No Deposit Bonuses
Some of the best credit card casinos in the country provide rewards that do not require you to place a deposit. No deposit bonuses are relatively rare and are usually available for a short period. Depending on the promotion, you can claim them after you’ve verified your new account or completed another task, such as successfully referring your friends to sign up.
Comparing Current Welcome Offers at the Top Credit Card Casinos
In the following table, you’ll find the new player bonuses offered by the 5 best UK credit card casinos.
| Casino | Welcome Bonus | Wagering requirements | Qualified Paym methods | Qualified games | Min deposit |
| Magic Red Casino | 100% matched deposit up to £100 | 40x | Visa, MasterCard | All games | £10 |
| Duelz Casino | 100% matched deposit up to £100 | 30x | MasterCard, Visa | All games | £20 |
| CasiGo | 165 free spins | 35x | MasterCard, Visa | Book of Dead Slot | £25 |
| Rizk Casino | Wheel of Rizk randomised prizes | none | Visa, MasterCard | All games | £25 |
| 10Bet Casino | 50% matched deposit up to £250 | 50x | Visa, MasterCard | All games | £20 |
| LeoVegas | 50 free spins | none | Visa, MasterCard | Bit Bass Splash Slot | £10 |
| Betano | Bet £10 get £30 | 35x | MasterCard, American Express, Visa | Sportsbook | £10 |
| SpinYoo | 100% matched deposit up to up to £250 | 35x | Visa, MasterCard | Slots and live games | £20 |
| Coral Casino | Bet £10 get £30 | 40x | Visa, MasterCard | All games | £10 |
| Ladbrokes | Bet £10 get £30 | 30x | MasterCard, Visa | All games | £10 |
The Best Credit Card Casino Alternative Deposit Methods in the UK
While credit cards are a popular choice for online casino deposits, there are several alternatives that you may wish to consider:
- eWallets – PayPal, Skrill, Neteller, and other popular e-Wallets offer convenient and secure transactions with instant and free deposits. However, these banking options can be expensive for casino operators and are commonly excluded from promotions.
- Debit & Prepaid Cards – Debit, prepaid, and gift cards issued by Visa, MasterCard, and other top brands are also widely accepted in the UK. These banking options give you access to the same promotions as credit cards but don’t include the option to borrow funds.
The Best Casino with Credit Cards in the UK
While there are several credit card casinos in the country, Magic Red Casino offers the best overall user experience. This licenced and mobile-friendly site lets you fund your account using Visa and MasterCard and accepts wide payment limits designed to suit casual players and high rollers. There are no payment processing fees on credit card deposits and transactions are processed instantly.
Magic Red Casino adheres to the same security standards as UKGC-licensed platforms. Moreover, it offers 24/7 live chat and email customer care with short waiting times. It is eager to welcome new players and is currently offering a no-wager cashback bonus worth €10,000 every week.
FAQs
1. Can you use a credit card at a casino in the UK?
Yes, the featured UK credit card casinos have partnered with Visa, MasterCard, and other providers and support instant payments with this banking option. As a result of recent changes in UKGC rules, credit card casinos are based offshore but can still accept players from the UK.
2. Which are the best pay by credit card casinos?
Magic Red Casino, Duelz Casino, and CasiGO are the top credit card casinos in the UK. These sites let you deposit funds instantly and offer 3,000+ games. They also provide generous welcome and ongoing bonuses, including matched offers and cashback.
3. What card brands can I use at credit card casinos?
The best credit card casinos in the UK accept deposits with Visa, MasterCard, and sometimes, American Express. You can use these banking options to place instant deposits and benefit from generous promotions with minimum deposits of between £20 and £25.
4. How can I withdraw funds from credit card casinos?
While the best credit card casinos in the UK don’t support payouts with this banking option, they offer several alternatives, including wire transfers and eWallets. Withdrawal times, fees, and limits with these payment methods vary, but all are safe and trustworthy.
5. Are online casinos that accept credit cards in the UK legit?
Yes, the featured credit card online casinos are legitimate as they are licensed by reputable jurisdictions and approved by top payment providers, including Visa and MasterCard. These sites adhere to international safety and security protocols and support responsible gambling.
6. Are there any fees for using a credit card at online casinos?
Most online casinos that accept credit cards do not charge fees for deposits, but there may be fees for withdrawals or currency conversion, depending on your card provider. Always check the casino’s payment terms and your card issuer’s policies to avoid unexpected charges.
7. Can I still claim bonuses when using a credit card at online casinos?
Yes, most online casinos allow players to claim bonuses when depositing with a credit card. These can include welcome bonuses, deposit matches, and free spins. However, be sure to review the casino’s terms and conditions to ensure your payment method qualifies for promotions.
